Executive Officer/ General Manager (Finance & Lending Industry)ID:47062

100,000 PHP ~ 180,000 PHPMandaluyong 4 days ago

Overview

  • Salary

    100,000 PHP ~ 180,000 PHP

  • Industry

    Financial Service

  • Job Description

    Job Summary:
    Oversee all lending operations, including secured loans and credit-related products (CR), drive strategic growth, manage credit risk, and ensure regulatory compliance. This role provides critical leadership in deepening customer relationships while guiding the organization towards profitability and financial stability.

    <Responsibilities>
    -Business Strategy Development: Formulate and improve business strategies aligned with organizational goals.
    -Strategic Planning and Execution: Develop and implement plans to effectively execute business strategies.
    -Performance Management: Monitor and manage performance indicators to achieve goals.
    -Lead Secured Loans Operations: Oversee sales, collections, and credit management, including:
    -Product Development and Market Strategy: Develop new lending products based on the characteristics of secured loans and execute market entry strategies.
    -Sales Strategy and Customer Base Expansion: Formulate sales strategies to acquire customers and expand market share, focusing on secured loans for motorcycles and cars.
    -Optimize Collection Processes: Design appropriate debt collection strategies and implement effective collection processes to minimize default risk.
    -Enhance Credit Management: Optimize credit review and collateral evaluation processes based on credit policies and risk management strategies to maintain a healthy lending portfolio.
    -Operational Efficiency: Review and establish efficient and smooth operations from lending to collection.

    <Risk Management and Compliance>
    -Build Risk Management Framework: Oversee compliance with local regulatory requirements and industry standards.
    -Develop and Implement Risk Management Policies: Formulate and implement policies to avoid credit, operational, and regulatory risks.
    -Ensure Compliance with SEC and Other Regulatory Bodies: Guarantee operations comply with regulatory frameworks of SEC and other relevant agencies.

Qualifications

  • Requirement

    ＜MUST＞
    ・Bachelor's degree in finance, business administration, or a related field.
    ・At least 5 years of experience as an Executive Officer or General Manager in sales or credit operations in the finance or lending industry.
    ・At least 10 years of managerial experience in the financial and banking industry, including lending, secured loans (e.g., motorcycle and car secured loans), and credit-related services.
    ・Proven track record of managing cross-functional teams and promoting collaborative efforts.
    ・Extensive experience in business strategy and operations management.
    ・Deep understanding of budgeting and financial forecasting.
    ・Knowledge of regulations and risk management.
    ・Knowledge of non-bank regulations, SEC guidelines, and compliance standards in the Philippines.
    ・Practical experience in credit risk management and regulatory compliance.

    ＜Preferred＞
    ・Master's degree (MBA) with a focus on finance, banking, or operations

  • English Level

    Business

  • Other Language

    Others

Additional Information

  • Benefit

    ・Mandated benefits(SSS/Pag-ibig/Philhealth)
    ・13th Month Pay
    ・SL/VL
    ・Transportation allowance

  • Working Hour

    8:00 ~ 17:00

  • Holiday

    Saturday, Sunday, Philippines National Holidays

  • Job Function